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Haifang, Yao; Yue, Peng; Jianguo, Xiao; Dong, Liu; Jianwei, Zuo --- "Study on P2P lending regulation" [2015] ELECD 573; in Shi, Jichun (ed), "Renmin Chinese Law Review" (Edward Elgar Publishing, 2015) 92

Book Title: Renmin Chinese Law Review

Editor(s): Shi, Jichun

Publisher: Edward Elgar Publishing

ISBN (hard cover): 9781784715809

Section: Chapter 4

Section Title: Study on P2P lending regulation

Author(s): Haifang, Yao; Yue, Peng; Jianguo, Xiao; Dong, Liu; Jianwei, Zuo

Number of pages: 28

Abstract/Description:

P2P lending has emerged in China in recent years. It begins with the C2C lending model, has transformed into the models of C2B, B2B, B2C, and then developed a series of financial services including information, fund, contract and guarantee based on online or offline methods. Via the internet, P2P lending can satisfy the needs of lending or borrowing parties and promote individual consuming action. It gets some support from local government with a certain amount of regulation. But it still needs some financial regulation to prevent financial risks. Meanwhile, law scholars have had some disputes on this new phenomenon’s quality. To settle these problems, the Economic Law Center of Renmin University of China and Jiangsu HuiFeng High Ton Law Firm sponsored an academic conference in Nanjing on June 8, 2013. Selected papers of this academic conference follow.