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"Responsible Lending Laws: Essential Development or Overrreaction"    

Legislation Cited

Cases and Articles Cited

Case Name	Citation(s)	Court	Jurisdiction	Date †	Full Text		Citation Index
Permanent Trustee Co Ltd v O ’ Donnell	[2009] NSWSC 902; (2009) 15 BPR 28,101	Supreme Court of New South Wales	Australia - New South Wales	4 Sep 2009	AustLII		22
Perpetual Trustees Victoria v Longobardi	[2009] NSWSC 654	Supreme Court of New South Wales	Australia - New South Wales	14 Jul 2009	AustLII		15
National Australia Bank v Satchithanantham	[2009] NSWSC 21	Supreme Court of New South Wales	Australia - New South Wales	6 Feb 2009	AustLII		14
(2009) 191 HR 1728	(2009) 191 HR 1728		United Kingdom	circa 2009			1
"The role of reputation in banking"	(2009) 20 Journal of Banking and Finance Law and Practice 37	Journal of Banking and Finance Law and Practice	Australia	circa 2009	Legal Online		1
"Consumer protection in the banking sector : reviewing the Code of Banking Practice"	(2009) 90 Precedent 38	Precedent	Australia	circa 2009	AustLII		1
"Consumer credit : too much information?"	(2009) 90 Precedent 22	Precedent	Australia	circa 2009	AustLII		1
"Knowledge and neglect in asset-based lending: When is it unconscionable or unjust to lend to a borrower who cannot repay?"	(2009) 20 Journal of Banking and Finance Law and Practice 18	Journal of Banking and Finance Law and Practice	Australia	circa 2009	Legal Online		6
"Protecting the Most Vulnerable in Consumer Credit Transactions"	(2009) 32 (2) Journal of Consumer Policy 117	Journal of Consumer Policy	Germany	circa 2009			3
Perpetual Trustees Victoria Ltd v Ford	[2008] NSWSC 29; (2008) 70 NSWLR 611; 95 ASC 58; 2 BFRA 532	Supreme Court of New South Wales	Australia - New South Wales	1 Feb 2008	AustLII		14
"Against Financial-Literacy Education"	(2008) 94 Iowa Law Review 197	Iowa Law Review	United States	circa 2008	HeinOnline / LexisNexis		4
"Developing a consumer policy for the 2 1 st century"	(2008) 33 (2) Alternative Law Journal 80	Alternative Law Journal	Australia	circa 2008	AustLII		1
"Making Credit Safer"	(2008) 157 University of Pennsylvania Law Review 101	University of Pennsylvania Law Review	United States	circa 2008	HeinOnline / LexisNexis		1
"Reconceiving Regulation: Financial Literacy"	(2008) 8 Macquarie Law Journal 45	Macquarie Law Journal	Australia	circa 2008	AustLII		2
Cook v Permanent Mortgages Pty Ltd	[2007] NSWCA 219; [2007] ASC 155-085	Supreme Court of New South Wales - Court of Appeal	Australia - New South Wales	9 Aug 2007	AustLII		8
"s World?"	(2007) 18 Journal of Banking and Finance Law and Practice 18	Journal of Banking and Finance Law and Practice	Australia	circa 2007	Legal Online		1
"Empowerment of Whom and for What? Financial Literacy Education and the New Regulation of Consumer Financial Services"	(2007) 29 (2) Law and Policy 226	Law and Policy	Netherlands	circa 2007	Springer		1
"Turning a Blind Eye: Wall Street Finance of Predatory Lending"	(2007) 75 Fordham Law Review 2039	Fordham Law Review	United States	circa 2007	HeinOnline / LexisNexis		3
"Subprime Mortgage Crisis: A legal perspective"	(2007) 45 (9) Law Society Journal 55	Law Society Journal	Australia	circa 2007	Informit		1
Permanent Mortgages Pty Ltd v Cook	[2006] NSWSC 1104; [2006] ASC 155-082	Supreme Court of New South Wales	Australia - New South Wales	24 Oct 2006	AustLII		29
Esanda Finance Corporation Ltd v Spence Financial Group Pty Ltd	[2006] WASC 177	Supreme Court of Western Australia	Australia - Western Australia	18 Aug 2006	AustLII		18
Perpetual Trustee Co Ltd v Khoshaba	[2006] NSWCA 41; 14 BPR 26,639	Supreme Court of New South Wales - Court of Appeal	Australia - New South Wales	20 Mar 2006	AustLII		234
"Credit Where It Counts: Maintaining a Strong Community Reinvestment Act"	(2006) 29 Western New England Law Review 11	Western New England Law Review	United States	circa 2006	HeinOnline / LexisNexis		1
Permanent Trustee Australia v Gusevski	[2005] NSWSC 1281	Supreme Court of New South Wales	Australia - New South Wales	12 Dec 2005	AustLII		1
"Consumer dealings"	(2005) 33 Australian Business Law Review 51	Australian Business Law Review	Australia	circa 2005	Legal Online		1
"Financial Literacy Education: Panacea, Palliative, or Something Worse?"	(2005) 24 Saint Louis University Public Law Review 307	Saint Louis University Public Law Review	United States	circa 2005	HeinOnline / LexisNexis		3
"Predatory lending"	(2005) 33 Australian Business Law Review 224	Australian Business Law Review	Australia	circa 2005	Legal Online		1
"Consumer Credit Code Disclosure: Does it Work?"	(2005) 16 Journal of Banking and Finance Law and Practice 5	Journal of Banking and Finance Law and Practice	Australia	circa 2005	Legal Online		5
"Banking the Poor"	(2004) 21 Yale Journal on Regulation 121	Yale Journal on Regulation	United States	circa 2004	HeinOnline / LexisNexis		2
Karam v ANZ Banking Group Ltd	[2003] NSWSC 866	Supreme Court of New South Wales	Australia - New South Wales	22 Sep 2003	AustLII		4
Elkofairi v Permanent Trustee Co Ltd	[2002] NSWCA 413; (2002) 11 BPR 20,841; [2003] Aust Contract Reports 90-157; [2003] A Crim R 90	Supreme Court of New South Wales - Court of Appeal	Australia - New South Wales	18 Dec 2002	AustLII		137
"A Tale of Three Markets: The Law and Economics of Predatory Lending"	(2002) 80 Texas Law Review 1255	Texas Law Review	United States	circa 2002	HeinOnline / LexisNexis		6
Micarone v Perpetual Trustees	[1999] SASC 265; (1999) 75 SASR 1; [2000] ANZ Conv R 597	Supreme Court of South Australia	Australia - South Australia	2 Jul 1999	AustLII		80
Bridgewater v Leahy	[1998] HCA 66; (1998) 194 CLR 457; (1998) 158 ALR 66; (1998) 72 ALJR 1525; (1998) 17 Leg Rep 21	High Court of Australia	Australia - Commonwealth	22 Oct 1998	AustLII		386
Arbest Pty Ltd v State Bank of New South Wales Ltd	[1996] ATPR 41,963		Australia	circa 1996	IntelliConnect		3
Custom Credit Corporation Ltd v Lynch	[1993] VicRp 86; [1993] 2 VR 469; [1993] ASC 56-201		Australia - Victoria	18 Dec 1992	AustLII		38
Crescendo Management Pty Ltd v Westpac Banking Corporation	(1988) 19 NSWLR 40; [1989] NSW Conv R 55-476		Australia - New South Wales	circa 1989	LexisNexis AU		295
West v AGC (Advances) Ltd	(1986) 5 NSWLR 601		Australia - New South Wales	circa 1986	LexisNexis AU		1
Commercial Bank of Australia Ltd v Amadio	[1983] HCA 14; (1983) 151 CLR 447; (1983) 46 ALR 402; (1983) 57 ALJR 358; [1983-1984] ANZ Conv R 169; 19 ATPR 41-288	High Court of Australia	Australia - Commonwealth	12 May 1983	AustLII		1474
Blomley v Ryan	[1956] HCA 81; (1956) 99 CLR 362	High Court of Australia	Australia - Commonwealth	28 Mar 1956	AustLII		681
189 HR 3126	189 HR 3126		United Kingdom	circa 1989			1
98 Asc 57	98 ASC 57		Australia	circa 1989			1